.tool-hero {
  display: grid;
  grid-template-columns: 1.02fr 0.98fr;
  gap: 32px;
  align-items: center;
  padding: 120px 0 56px;
}

.tool-title {
  max-width: 8ch;
}

.hero-pills {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.hero-intro-points {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 20px;
}

.hero-intro-point {
  position: relative;
  z-index: 1;
  padding: 16px;
  border-radius: 18px;
  background: linear-gradient(
    180deg,
    rgba(255, 255, 255, 0.038),
    rgba(255, 255, 255, 0.022)
  );
  border: 1px solid rgba(255, 255, 255, 0.06);
}

.hero-intro-label {
  display: block;
  font-size: 0.82rem;
  color: var(--gg-muted);
  margin-bottom: 8px;
}

.section-emphasis {
  padding-top: 10px;
}

.section-muted {
  position: relative;
}

.section-muted::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 32px;
  background: linear-gradient(
    180deg,
    rgba(255, 255, 255, 0.02),
    rgba(255, 255, 255, 0)
  );
  pointer-events: none;
}

.calculator-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 28px;
  align-items: stretch;
}

.calc-card,
.results-card {
  min-height: 100%;
  height: 100%;
}

.card-heading {
  margin-bottom: 20px;
}

.card-heading h3 {
  margin: 0 0 8px;
  font-size: 1.28rem;
}

.card-heading p {
  margin: 0;
  color: var(--gg-text-soft);
}

.section-mini-head {
  margin-bottom: 16px;
}

.section-mini-head-gap {
  margin-top: 24px;
}

.input-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.field-span-2 {
  grid-column: 1 / -1;
}

.field label {
  color: rgba(240, 236, 255, 0.94);
  font-weight: 700;
  font-size: 1rem;
}

.input-wrap {
  position: relative;
}

.input-prefix {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--gg-text-soft);
  font-weight: 700;
  pointer-events: none;
}

.input-wrap input {
  width: 100%;
  min-height: 64px;
  padding: 0 16px 0 34px;
  border-radius: 16px;
  border: 1px solid rgba(255, 255, 255, 0.08);
  background: linear-gradient(
    180deg,
    rgba(255, 255, 255, 0.04),
    rgba(255, 255, 255, 0.025)
  );
  color: var(--gg-text);
  outline: none;
  transition:
    border-color 0.2s ease,
    box-shadow 0.2s ease;
  font-size: 1.05rem;
}

.input-wrap input::placeholder {
  color: rgba(205, 196, 232, 0.46);
}

.input-wrap input:focus {
  border-color: rgba(32, 220, 255, 0.38);
  box-shadow: 0 0 0 4px rgba(32, 220, 255, 0.08);
}

.note-row {
  margin-top: 18px;
}

.mini-info {
  padding: 18px 20px;
  border-radius: 18px;
  background: linear-gradient(
    180deg,
    rgba(255, 255, 255, 0.038),
    rgba(255, 255, 255, 0.022)
  );
  border: 1px solid rgba(255, 255, 255, 0.06);
}

.mini-info-label {
  display: inline-block;
  margin-bottom: 10px;
  color: var(--gg-cyan);
  font-weight: 800;
  font-size: 0.9rem;
}

.mini-info p {
  margin: 0;
  color: var(--gg-text-soft);
  line-height: 1.7;
}

.button-row {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 22px;
}

.results-top {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 20px;
}

.results-title {
  margin: 14px 0 0;
  font-size: 1.75rem;
}

.result-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 40px;
  padding: 0 14px;
  border-radius: 999px;
  font-weight: 800;
  white-space: nowrap;
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.result-badge.light {
  color: #061312;
  background: linear-gradient(135deg, #7fffd4, #20dcff);
}

.result-badge.moderate {
  color: #17110a;
  background: linear-gradient(135deg, #ffe082, #ffb74d);
}

.result-badge.heavy {
  color: #fff0f5;
  background: linear-gradient(135deg, #ff6fae, #ff35d4);
}

.result-badge.invalid {
  color: rgba(240, 236, 255, 0.94);
  background: rgba(255, 255, 255, 0.05);
}

.results-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.result-box {
  padding: 18px;
  border-radius: 20px;
  background: linear-gradient(
    180deg,
    rgba(255, 255, 255, 0.038),
    rgba(255, 255, 255, 0.022)
  );
  border: 1px solid rgba(255, 255, 255, 0.06);
}

.result-box-highlight {
  border-color: rgba(32, 220, 255, 0.16);
  box-shadow: 0 0 0 1px rgba(32, 220, 255, 0.04) inset;
}

.result-box-negative {
  border-color: rgba(255, 111, 174, 0.18);
  box-shadow: 0 0 0 1px rgba(255, 111, 174, 0.06) inset;
}

.result-label {
  display: block;
  color: var(--gg-muted);
  font-size: 0.88rem;
  margin-bottom: 10px;
}

.result-value {
  display: block;
  font-family: "Sora", Arial, sans-serif;
  font-size: 1.24rem;
  letter-spacing: -0.04em;
  color: rgba(248, 244, 255, 0.97);
}

.result-value-hero {
  font-size: 1.72rem;
  background: linear-gradient(
    90deg,
    var(--gg-cyan),
    #9c98ff,
    var(--gg-magenta)
  );
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.result-value-negative {
  font-size: 1.72rem;
  background: linear-gradient(90deg, #ff9ad1, #ff6fae, #ff35d4);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.summary-panel {
  margin-top: 18px;
  padding: 18px;
  border-radius: 20px;
  background: linear-gradient(
    180deg,
    rgba(255, 255, 255, 0.038),
    rgba(255, 255, 255, 0.022)
  );
  border: 1px solid rgba(255, 255, 255, 0.06);
}

.summary-label {
  display: inline-block;
  margin-bottom: 10px;
  color: var(--gg-cyan);
  font-weight: 800;
  font-size: 0.88rem;
}

.summary-text {
  margin: 0;
  color: var(--gg-text-soft);
  line-height: 1.7;
}

.loan-stats {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 18px;
}

.loan-stat-item {
  padding: 16px 18px;
  border-radius: 18px;
  background: linear-gradient(
    180deg,
    rgba(255, 255, 255, 0.038),
    rgba(255, 255, 255, 0.022)
  );
  border: 1px solid rgba(255, 255, 255, 0.06);
}

.loan-stat-label {
  display: block;
  color: var(--gg-muted);
  font-size: 0.88rem;
  margin-bottom: 8px;
}

.loan-stat-item strong {
  font-family: "Sora", Arial, sans-serif;
  color: rgba(248, 244, 255, 0.97);
  font-size: 1.08rem;
  letter-spacing: -0.03em;
}

.warning-panel {
  margin-top: 18px;
  padding: 18px;
  border-radius: 20px;
  background: linear-gradient(
    180deg,
    rgba(255, 111, 174, 0.12),
    rgba(255, 53, 212, 0.08)
  );
  border: 1px solid rgba(255, 111, 174, 0.18);
}

.warning-label {
  display: inline-block;
  margin-bottom: 10px;
  color: #ffd3ea;
  font-weight: 800;
  font-size: 0.88rem;
}

.warning-text {
  margin: 0;
  color: #f7d8ea;
  line-height: 1.7;
}

.info-card p {
  margin: 0;
}

.info-card strong {
  color: rgba(248, 244, 255, 0.96);
}

.usage-grid .tool-card {
  min-height: 198px;
}

@media (max-width: 1100px) {
  .tool-hero,
  .calculator-layout {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 760px) {
  .input-grid,
  .results-grid,
  .loan-stats,
  .hero-intro-points {
    grid-template-columns: 1fr;
  }

  .field-span-2 {
    grid-column: auto;
  }

  .button-row {
    flex-direction: column;
    align-items: stretch;
    width: 100%;
  }
}